Smart Savings Account

Smart Savings is a regular savings account which allows customer to enjoy high interest and is flexible to meet a depositor’s individual needs. It is also a fund management plan designed for a long-term and healthy financial strategy with quarterly interest rate.




Initial Deposit Balance

USD 100

KHR 400,000

Minimum Balance

USD 100

KHR 400,000

Monthly Min. Deposit

USD 50KHR 200,000

Interest Rate (p.a)

Up to 3.50% p.a.

Interest Payment

Quarterly Interest Payment

⮚   Withdraw Transaction Conditions

  •     2 times withdraw transaction per month with unlimited amount for normal customers
  •     3 times withdraw transaction per month with unlimited amount for Women in Business customers.

⮚   Interest rates are subjected to change at the Bank's sole discretion without prior notice to clients.


•    Daily interest accrual
•    Suitable for long-term savings plan
•    Registration application is available on Mobile Banking and i-Banking


•    Individual aged from 18 years and above (Resident and Non-resident)
•    Valid National Identification Card; or Valid Passport; or other documents (if necessary)
•    Completed Sathapana Bank’s application form
•    Not applicable for corporate customers

How to apply

Please visit one of our branches nearest to you and meet our expert who will warmly welcome and guide you through the process, or contact us via our 24/7 hotlines: +855 (0) 23/81 999 010 | for more information. For our branch address, please click here.

Or you can quickly complete online inquiry form here. Our team will contact you as soon as possible.

For more detail information please click here