Smart Savings Account
Smart Savings is a regular savings account which allows customer to enjoy high interest and is flexible to meet a depositor’s individual needs. It is also a fund management plan designed for a long-term and healthy financial strategy with quarterly interest rate.
Features
Currency | USD | KHR | |
|---|---|---|---|
Minimum Balance | USD 100 | KHR 400,000 | |
Required Monthly Min. Deposit | USD 50 | KHR 200,000 | |
Interest Rate (p.a)
| 2 % p.a. | 2.5 % p.a. | |
Quarterly Interest Payment | |||
Early Closure Fee (Within 6 months) | USD 10 | KHR 40,000 | |
Dormancy Fee
| USD 5 | KHR 20,000 | |
Passbook (per request)
| USD 2 | KHR 8,000 | |
Withdrawal/Fee Charge | Free 2 times withdrawal per month with unlimited amount at any bank channels (ATM is not applicable) | ||
For financial transaction more than two times per month, a fee of USD10 or KHR40, 000 will be applied per transaction | |||
Digital Banking Access | iBanking and Mobile Banking access | ||
Account Opening | Available at any channel, counter and iBanking and Mobile Banking | ||
Standing Instruction Facility | Waive for SI set up and Transaction Fee | ||
*SI facility is recommended for automatic account top-up | |||
Withholding Tax | 4% for Resident | ||
14% for Non-resident | |||
Note:
* Interest rates are subjected to change at the Bank's sole discretion without prior notice to clients.
Benefits
• Daily interest accrual
• Suitable for long-term savings plan
• Registration application is available on Mobile Banking and i-Banking
Requirements
• Individual aged from 18 years and above (Resident and Non-resident)
• Valid National Identification Card; or Valid Passport; or other documents (if necessary)
• Completed Sathapana Bank’s application form
• Not applicable for corporate customers
How to apply
- Please visit one of your nearest branches or call us at 023/81 999 010 for more information.
- For our branch address, please visit our website at www.sathapana.com.kh
- Or complete our online inquiry form on our website.
