Remittances

With Sathapana Bank’s reliable remittance services, customers can safely and quickly send money in different foreign currencies and receive money locally and globally. This service is available in all of our branches across the country and is offered at very competitive rates.

Transfer to Local Banks via Bakong

Now Sathpana Bank account holders can receive and transfer funds between Sathapana bank account and other local banks’ account via Bakong system. This function is eligible for Bakong bank members only.

I.    Feature and Benefits:  

  •     24/7 access through Sathapana Mobile/iBanking 
  •     Amount Transfer limit/day: 100,000 USD or 400 Millions Riel
  •     Transaction is the real-time after approval
  •     Service fees are as low per transaction 

II.    Limits and Service fee:

        a.    Limits

Transfer Mode

Single and Daily Limit

USD

KHR

Inbound – Other Bank CASA to SPN CASA

Unlimited

Unlimited

Outbound – SPN CASA to Other Bank CASA

USD100,000

KHR400 Million

          b.    Service fee

Transaction Amount

Fee Charge

in KHR

in USD

in KHR

in USD

~ ≤ 4,000,000

~ ≤ 1000

2,000

0,50

4,000,000 < ~ ≤ 20,000,000

1000 < ~ ≤ 5,000

6,000 

1,50

20,000,000 < ~ ≤ 40,000,000

5000 < ~ ≤ 10,000

10,000

2,50

40,000,000 < ~ ≤ 100,000,000

10,000 < ~ ≤ 25,000

12,000

3,00

100,000,000 < ~ ≤ 200,000,000

25,000 < ~ ≤ 50,000

15,000

3,75

200,000,000 < ~ ≤ 400,000,000

50,000 < ~ ≤ 100,000

 20,000

5,00

III.    How to send money to other bank account via Sathapana Mobile

  • Launch Sathapana Mobile app/iBanking.
  • Select Transfers → To Local Banks via Bakong.
  • Fill sender and receiver account information.
  • Enter transfer amount and confirm transfer.
  • Review transfer information and input password to complete fund transfer.

Fund Transfer to Other Bank via Retail Pay

Enjoy Realtime Fund Transfer between local Sathapana banks customers can easily transfer money to other banks account or mobile number with Sathapana Mobile app anytime and anywhere which is available for both US Dollars (USD) and Khmer Riels (KHR). The money can withdrawn nationwide at the nearest Sathapana branches.

Feature

Description

Channel

•    Sathapana Branches
•    Mobile Banking
•    Internet Banking

Transaction Mode

•    Transfer from Account at Sathapana to Other Bank Account of Member Retail Pay
•    Transfer from Account at Sathapana to Mobile Number

Daily Transaction Count

Unlimited

Transaction Amount

Transfer to Account at Other Banks

Transfer to Mobile Number

Up to KHR 200,000,000 or USD 50,000.00

Up to KHR 4,000,000 or USD 1,000.00

Service Fee Charge

Transaction Amount

Fee Charge

 

≤ KHR 4 million or ≤ USD 1,000

KHR 3,000 or USD 0.76

> KHR 4 million – KHR ≤ 20 million or

> USD 1,000 – ≤ USD 5,000

KHR 6,000 or USD 1.51

> KHR 20 million – ≤ KHR 40 million or

> USD 5,000 – ≤ USD 10,000

KHR 9,000 or USD 2.31

> KHR 40 million – ≤ KHR 100 million or

> USD 10,000 – ≤ USD 25,000

KHR 12,000 or USD 3.06

> KHR 100 million – ≤ KHR 200 million or

> USD 25,000 – ≤ USD 50,000

KHR 15,000 or USD 3.81

Fee Payer

The fee charge is sender obligation

Cash-Out by Passcode (Transfer to Mobile Number)

•    Requesting the cash out by passcode at any Sathapana Branches  
•    Other Banks’ Branches which are Retail Pay members  
•    Free of Charge 

Retail Pay Member Bank 

For the Retail Pay Member Bank is followed NBC list which currently there are ???? as following:  PRASAC MFI Plc., Cambodia Post Bank Plc., Kookmin Bank Cambodia Plc., Canadia Bank Plc., Phnom Penh Commercial Bank, Shinhan Khmer Bank, ACLEDA Bank Plc., Vattanac Bank, LOLC (Cambodia) Plc., Prince Bank Plc., Cambodian Public Bank Plc.  

How to Transfer to other bank account via Sathapana Mobile

1.  Click Retail Pay
2.  Enter Password
3.  Click To Account
4.  Select Account Number.
5.  Select Bank that is Retail Pay member.
6.  Enter the selected Bank account number.
7.  Enter Amount.
8.  Select Account (KHR/USD).
9.  Click Transfer.
10. Click Next.

Inter-branch Fund Transfer

Types of Inter-Branch Transaction

USD

KHR

THB

Cash Deposit

0.05%, Min. USD 1

0.10%, Min. KHR 4,000

0.10%, Min. THB 30

Cash Withdrawal

Account Transfer

0.05%, Min. USD 1

0.10%, Min. KHR 4,000

0.10%, Min. THB 40

Exception For Above Proposed Fees

 
  • Cheque-related transactions including deposit and withdrawal between branches
  • Inter branch transfer between branches in Phnom Penh and Kandal Provincial Branch (Takhmao)
  • Inter branch transfer between branches located in the same provincial town or the same province
 

Transfer From Account To Cash/

Cash to Cash

0.10% Min. USD 1

0.10% Min. KHR 4,000

0.10% Min. THB 30

 

Inter-bank Transfer

Currency

USD

KHR

Outward Transfer

Fee Rate*

0.10%, Min. USD 2

0.10%, Min. KHR 8,000

Currency

USD

KHR

Inward Transfer

Fee Rate*

                           Free of Charge                      

FAST Payment

Fast Payment is a fund transfer and payment services in Khmer Riel across institutions, which enable customers to receive funds immediately. Customers can make money transfer or payment fast and conveniently with Fast Payment.

Inter-bank Transfer 

Features

Description

ATM Transactions 

Cash Withdrawal 

Interbank Fund Transfer

Mini Statement

PIN Change

Balance Inquiry

CSS Member Banks & MFIs

Banks: ACLEDA, ABA Bank, Cambodia Public Bank, Canadian Bank, Phillip Bank,Sathapana Bank, Bank for Investment and Development of Cambodia Plc, CAMBODIA POST BANK, PLC, ICBC Limited Phnom Penh Branch, ANZ Royal Bank, May Bank Phnom Penh Branch, Cathay United Bank, Phnom Penh Commercial Bank, Union Commercial Bank, SACOMBANK (CAMBODIA) PLC, Cambodia Mekong Bank, KOOKMIN BANK CAMBODIA PLC, Hong Leong Bank (Cambodia) PLC, Cambodian Commercial Bank , Bangkok Bank Co.,Ltd, Vietnam Bank for Agriculture and Rural Development, Cambodia Branch, Cambodia Asia Bank Ltd, Bank of China (Hong Kong) Phnom Penh Branch, Vattanac Bank, First Commercial Bank, Branch of Kasikorn bank Public Company Limited (Phnom Penh), Taiwan Cooperative Bank, Phnom Penh Branch, RHB Indochina Bank Limited, Mega International Commercial Bank Phnom Penh Branch, Booyoung Khmer Bank, BRED Bank (Cambodia) PLC, CIMB Bank Plc, Foreign Trade Bank of Cambodia. 

 

MFIs: Hattha Kaksekar Limited, Prasac, AMK, Amret, Kredit, LOLC (Cambodia) PLc and WB Finance
 

Transaction Currency

KHR

Transaction Limit

Follow Acquirer

Daily Limit

Follow Issuer

Card Type Accepted

ATM, Card or Debit Card

Transaction Types

Fee Charge

Cash Withdrawal              

KHR 1,800 

Balance Inquiry

KHR 500

Mini Statement

PIN Change

Inter-bank Fund Transfer Fee Charge

Amount in KHRFee Charge

≤ KHR 4,000,000                         

KHR 4,000       

≤ KHR 20,000,000

KHR 8,000

≤ KHR 40,000,000

KHR 12,000

International Remittances

International Inward Remittances

CURRENCY

COMMISSION FEE

 

RATE

 

USD

KHR

USD

0.05 %, Min. USD 5

Min. KHR 20,000

JPY

0.10 %, Min. JPY 1,000

Min. KHR 40,000

THB

0.10 %, Min THB 400​ or USD/KHR Equivalent

Min. KHR 40,000

CNY

0.10 %, Min. CNY 70

Min. KHR 40,000

SGD

0.10 %, Min. USD 10 or Equivalent to other currencies

Min. KHR 40,000

 

International Outward Remittances

CURRENCY

COMMISSION FEE

CABLE

 

RATE

SHA

OURS

USD

KHR

USD

KHR

USD

KHR

USD

0.15 %, Min. USD 10

Min. KHR 40,000

USD 15 or Equivalent to other currencies

KHR 60,000

USD 45 or Equivalent to other currencies

KHR 180,000

JPY

0.20 %, Min. JPY 2,500

Equivalent

N/A

N/A

JPY 3,000 or Equivalent to other currencies

Equivalent

THB

0.20 %, Min. THB 500 or USD/KHR Equivalent

Equivalent

THB 600 or Equivalent to other currencies

Equivalent

THB 1,100 or Equivalent to other currencies

Equivalent

SGD

0.20 %, Min. USD 10 or Equivalent to other currencies

Min. KHR 40,000

USD 15 or Equivalent to other currencies

KHR 60,000

USD 45 or Equivalent to other currencies

KHR 180,000

CNY

< USD 5,000 = USD 15

KHR 60,000

N/A

N/A

N/A

N/A

 > = USD 5,000 and less then USD 10,000 = USD16  

KHR 64,000

N/A

N/A

N/A

N/A

> = USD10,000 = 0.15%N/A

0.15%

USD 15 or Equivalent to other currencies

KHR

60,000

N/A

N/A

 

International Fund Transfer

REMITTANCE INSTRUCTION DETAILS

US Dollar (USD)

Receiving international payments in US Dollar from South Korea | Click here

Receiving international payments in US Dollar from Siam Commercial Bank, Thailand | Clik here

Receiving international payments in US Dollar from Mizuho Bank, Japan | Click here

Receiving international payments in US Dollar from other countries | Click here

Japanese Yen (JPY)

Receiving international payments in Japanese Yen (JPY) | Click here

Singapore
Dollar (SGD)

Receiving international payments in Singapore Dollar (SGD) | Click here

Thai Baht (THB)

Receiving international payments in Thai Baht (THB) | Click here

Chinese Yuan (CNY)

Receivi ational payments in Chinese Yuan (CNY) | Click here

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