Lucky Draw:

• Eligible for both new and existing Smart Savings Account customers.
• For a new Smart Saving Account, initial deposit of USD 100 or KHR 400,000, get 1 e-ticket to join Lucky Draw. 
• For every USD 150 top-up, get one e-ticket to join Lucky Draw, for USD 300 top-up receive two e-tickets, the more you top up, the better your chance to win.  
• The lucky draw is only eligible for those who top up their Smart Savings account with New Funds during the promotion period.
• New Funds means funds that are not transferred from any existing Sathapana Current/Savings or Term Deposit account; or funds that are not withdrawn from any existing Sathapana Current/Savings or Term Deposit account and re-deposited (whether part or all of the amounts withdrawn) into the Smart Savings Account within the promotion period.
• Each participant has a chance to win only 1 prize per throughout the entire campaign.  
• All prizes are non-transferable and non-convertible to cash.
• Winners must provide valid proof of identification document and claim their prizes in person. Sathapana Bank’s staff will verify identification documents and winners shall sign an acknowledgment form.
• Acceptance of Lucky Draw Prize shall constitute consent, without any fee, on the winner’s part to allow the use of the winner’s name, account number (mask on some digits), photo, image, voice, and/or likeness by Sathapana Bank for editorial, advertising, promotional, marketing and/or other purposes. 
• Winners shall claim their prizes within 15 calendar days after the winners’ announcement date.
  
• The Lucky Draw and winner announcements will be conducted as following:
  - New Smart Savings Accounts open and top up from March 25 to June 30, 2024, and the winner announcement will be on July 10, 2024.
• Sathapana Bank reserves the right to amend these Terms and Conditions without prior notice.