Remittances

With Sathapana Bank's secured international remittance services, customers can enjoy peace of mind and convenience when sending or receiving funds in different foreign currencies - domestically or internationally, at highly competitive rates. This remittance service is available in all Sathapana Bank branches nationwide.

Domestic

International

Transfer to Local Banks via Bakong

Sathpana Bank account holders can now receive and transfer funds between Sathapana Bank accounts and other local bank accounts via the Bakong system. This function is only available for Bakong bank members only.

I. Feature and Benefits:

24/7 access through Sathapana Mobile/iBanking
Amount Transfer limit/day : 50,000 USD or 200 Millions Riel
Transaction is the real-time after approval
Service fees are as low per transaction

II. Limits and Service Fee:

Limits

Transfer Mode	Single and Daily Limit
Transfer Mode	USD	KHR
Inbound – Other Bank CASA to SPN CASA	Unlimited	Unlimited
Outbound – SPN CASA to Other Bank CASA	USD50,000	KHR200 Million

Service Fee

Transaction Amount		Fee Charge
in KHR	in USD	in KHR	in USD
≤ 2,000,000	≤ 500	2,000	0.50
≤ 4,000,000	≤ 1,000	4,000	1.00
≤ 10,000,000	≤ 2,500	6,000	1.50
≤ 20,000,000	≤ 5,000	20,000	5.00
≤ 40,000,000	≤ 10,000	40,000	10.00
≤ 100,000,000	≤ 25,000	100,000	25.00
≤ 200,000,000	≤ 50,000	200,000	50.00

III. How to send money to other bank account via Sathapana Mobile:

Launch Sathapana Mobile app/iBanking
Select Transfer → To Local Banks via Bakong
Fill sender and receiver account information
Enter transfer amount and confirm transfer
Review transfer information and input password to complete fund transfer.

International Inward Remittances

Currency	Commission Fee Rate
Currency	USD	KHR
USD	0.05 %, Min. USD 5	Min. KHR 20,000
JPY	0.10 %, Min. JPY 1,000	Min. KHR 40,000
THB	0.10 %, Min THB 400 or USD/KHR Equivalent	Min. KHR 40,000

International Outward Remittances

Currency	Commission Fee		Cable
	RATE		SHA		OURS
	USD	KHR	USD	KHR	USD	KHR
USD	0.15 % Min. USD 15	Min. KHR 60,000	USD 15 or Equivalent to other currencies	KHR 60,000	USD 45 or Equivalent to other currencies	KHR 180,000
JPY	0.20 %, Min. JPY 2,500	Equivalent	N/A	N/A	JPY 3,000 or Equivalent to other currencies	Equivalent
THB	0.20 %, Min. THB 500 or USD/KHR Equivalent	Equivalent	THB 600 or Equivalent to other currencies	Equivalent	THB 1,100 or Equivalent to other currencies	Equivalent
Cancellation Fee: USD 30 or KHR 120,000

International Fund Transfer

Remittance Instruction Details
US Dollar (USD)		Receiving international payments in US Dollar from other countries \| Click here
Japanese Yen (JPY)		Receiving international payments in Japanese Yen (JPY) \| Click here
Thai Baht (THB)		Receiving international payments in Thai Baht (THB) \| Click here
EUR, GBP, AUD, SGD and HKD Via VISA B2B		Receiving international payments in EUR, GBP, AUD, SGD and HKD Via VISA B2B \| Click here