Term Deposit

The Sathapana Bank's term deposit account allows you to choose a fixed period for your deposit starting from 1 month up to 36 months while earning high interest rates. Available in Khmer Riel, US Dollar or Thai Baht. Our term deposit gives you the flexibility to manage your fund with maximum returns. If you wish to withdraw your money before the maturity date, the prevailing savings rate applies.

Features 

Currency 

USD 

KHR

THB 

Minimum Opening Balance 

USD 500

KHR 2,000,000 

THB 15,000

Interest Rate*

Term 

USD KHR 

THB 

1 month 

3.50 % 4.00 % 

3.50 % 

2 months 

3.75 % 4.25 % 

3.75 % 

3 months 

4.00 % 5.00 % 

4.00 % 

6 months 

4.50 % 5.50 % 

4.50 % 

9 months 

5.50 % 6.50 % 

5.50 % 

12 months 

6.50 % 7.50 % 

6.50 % 

24 months 

7.00 % 8.00 % 

7.00 % 

36 months

7.00 % 8.00 % 

7.00 % 

Interest Payment

Monthly or on maturity date

Entitles 

 
  • Term Deposit Certificate 
  • Access to iBanking
  • Access to Sathapana Mobile 
 

Term Deposit Prematurity 

An interest rate of Savings Account is applied.

Withholding Tax 

6% Residence, 14% Non-Residence 

Notes:

* Opening THB Account is applicable at designated branches only. Please contact us for more information. 
* Interest rates are subject to change at the bank's sole discretion without prior notice to clients.
* Commercial Banks, Specialized Banks and Micro Finance Institutions, Insurance Companies and other forms of Financial Institutions (FI) are excluded.
 

 

Benefits

  • Earn higher interest rate
  • Low minimum opening balance
  • Flexible term offerings 

Requirement

  • Certificate of incorporation or registration issued by Ministry of Commerce
  • Memorandum and Articles of Association or statue
  • Business license issued by relevant ministry and authority (As if required) or Letter of approval from relevant ministry or authority (As if required)
  • Resolution of Board of Directors
  • Copy of Passports/ ID of Directors and Authorized Signatories
  • Power of Attorney / Letter of Appointment or authorization 
  • Business Patent Tax
  • Other registration Document (if applicable)

How to apply

Visit one of your nearest branches and meet our expert who will warmly welcome and guide you through the process, or call us at 023 999 010 for more information. For our branch addresses, please follow here.

Or you can quickly complete online inquiry form here. Our team will contact you as soon as possible.